Contract bonds $500K–$10M · Southeast USA

Get bonded. Get building.

Bid, performance, and payment bonds made simple — placed directly through A-rated sureties, with SBA-backed options for growing contractors.

⚡ Bidding against a deadline? Fast-track your bid bond →
★ A-rated sureties🏦 SBA-approved program📍 Licensed in GA · FL · NC · SC · TN · AL
Bonds written directly through
TravelersLiberty MutualCNAMerchantsCincinnati FinancialAuto-OwnersFrankenmuth

Bonds we write

Every contract bond a Southeast contractor needs — explained without the jargon.

Bid bonds

Win the job — usually issued at no charge.

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Performance bonds

Guarantee the work gets done, on time and on spec.

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Payment bonds

Protect your subs and suppliers, keep the owner lien-free.

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Maintenance bonds

Cover defects for a set period after completion.

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Bonded in three simple steps

1

Tell us about the job

Contract size, state, and trade. Two minutes.

2

We build your package

We walk you through it and match you to the right surety.

3

Get your bond

Issued fast, so you can get back to building.

Why BettrBonds

We write directly

Not a referral middleman — appointed with top sureties including Travelers, Liberty Mutual, CNA, Merchants, Cincinnati Financial, Auto-Owners, Frankenmuth.

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We get the hard ones done

SBA-backed bonding for newer and growing contractors a standard market would decline.

Fast, human answers

A real bonding expert picks up the phone — no call-center maze.

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Southeast specialists

We know each state's bonding requirements cold.

Free: the Bond Readiness Checklist

Exactly what sureties want to see — so you get approved faster, and for more. Built from real underwriting requirements.

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What is a surety bond?

A surety bond is a three-party guarantee that a construction project gets finished and everyone gets paid. You (the contractor) buy the bond, the project owner is protected by it, and an A-rated surety company stands behind it. Unlike insurance, a bond works more like a line of credit — so getting bonded comes down to your experience, financials, and track record. Our whole job is to make that simple and get you approved fast.

You — the principal

The contractor who buys the bond and promises to perform.

The owner — the obligee

The project owner the bond protects, usually a public agency or developer.

The surety

The A-rated carrier that backs the guarantee, placed for you by BettrBonds.

Common bonding questions

Straight answers, no jargon.

How much does a performance bond cost?
A performance bond typically costs 0.5%-3% of the contract value per year, with lower rates on larger contracts. A $1M bond commonly runs $10,000-$30,000 depending on the contractor's financial strength.
Can I get bonded with bad credit?
Often yes. The SBA Surety Bond Guarantee Program lets sureties approve contractors with thinner credit by guaranteeing 80%-90% of their potential loss. BettrBonds places SBA-backed bonds for exactly these situations.
How long does it take to get bonded?
Small bonds can be issued in a day or two with a short application. Larger contract bonds take a few business days once your financials and work history are assembled. Bid bonds are our fastest product.
What is the difference between a payment and performance bond?
A performance bond guarantees the project gets completed per the contract; a payment bond guarantees your subcontractors and suppliers get paid. They are usually issued together, with the payment bond included at no extra premium.
Do I need a bond for a private project?
Sometimes. All public construction generally requires bonds, and many large private owners and lenders require them too. If your contract calls for a bond, we will place it.
How big a bond can you write?
We place contract bonds from $500K to $10M across the Southeast, with SBA-backed capacity for growing contractors and single jobs up to $9M ($14M on federal work).
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Not sure if you'll qualify?

Take the free 60-second pre-qualification — no credit pull, no obligation.

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